Static caravan insurance tips
Get a Static Caravan Insurance Quote...
Here are some static caravan insurance tips to ensure that you get the cover that is needed for a price that will not break the bank.
- Check out the policy you are considering taking out very carefully as the benefits and payouts on the policy could differ greatly with insurance providers. Never consider them all to be the same in what you get for your money
- Usually you would be protected against fire, theft and storm damage in all policies. Some however could include accidental damage in the cover so check this out in the small print. Accidental damage could extend to glass breakage such as TV screens, mirrors and even sanitary fittings. Also check to find out if there are limits as to how much you would be able to claim for accidental damage
- Check the benefits of the policy to find out if you would have protection for the contents of the freezer. Again there could be limits to the amount that the insurance company would payout so you would need to check this
- Find out if your static caravan insurance would provide replacement locks and keys in the event that your caravan was broken into and the keys were stolen
- Insurance for your static caravan could include new for old and if so any items or belongings that had to be replaced would be replaced as new for old. If your policy takes wear and tear into account then the premiums would work out cheaper
- Always take a through inventory of the contents of your caravan when insuring it. The amount that you insure is the sum of money the policy would pay out in the event that the worst happened and you were to lose everything in the caravan. This means you have to count everything in cupboards and drawers which you cannot see as they all add up
- All insurance companies will ask for a certain amount of excess to be paid on the policy in the event that you had to make a claim. There will be a minimum amount but you could offer to pay out more and this could help to keep down the cost of the premiums on the insurance. You would have to take into account that you do have to find this money in one lump sum before the insurance company would take over the rest of the claim
- Consider increasing the security of your static caravan to help keep down the cost of your premiums on the cover. Your insurance provider could list some security devices that you could buy. For instance you could install a good quality alarm system, door and window locks and security lighting. Any of these devices could help you to save on your insurance
- Always go over any static caravan insurance very carefully to ensure that you know what you could and could not claim for. This would ensure that you have no nasty surprises in the event that you were to have to make a claim on your policy.
Get a Static Caravan Insurance Quote...