Uninsured Loss Recovery Insurance
For immediate cover please call 01943 850999
Existing policyholders please call 01943 466463 to report a claim
Uninsured loss recovery insurance - £16.50 a year.
We know all about the traumas that may come in the days, weeks and months after an accident. To put it simply, we're here to help you reduce or eliminate the effects of such problems through a combination of both our excellent support services and uninsured loss recovery insurance.
What sort of problems could I face?
You may have a range of good insurance policies to provide you with protection against things such as fire in the home, theft of your vehicle, car accidents and accidents that cause you health troubles etc. Unfortunately, you may still find that you incur high costs arising as a result of such accidents and problems.
This is where uninsured loss recovery insurance can help you get back to normal - and fast!
Why wouldn't my main insurance policies protect me?
You may find yourself seriously financially exposed and/or inconvenienced for two main reasons:
- Many claims involve a legal or commercial discussion around responsibility - or 'fault' as it's sometimes thought of. If a third party is held to be at fault, you may think that's great and that their insurance will pay up. Perhaps it will but this may not be a speedy process and while you're waiting, it could be you that have to pay many consequential costs arising.
- Not all main policies cover all incidental costs. While you're waiting for settlement from your or a third party's insurance, you may be running up large costs as you try to compensate for the loss or pursue the claim etc. You may find that some main policies won't reimburse these costs.
What is 'uninsured loss recovery insurance'?
After many years experience of helping people, we know the major areas where you could face such troubles. Here's just a sample of the ways in which we may be able to help you financially through insurance to help you recover these costs from the party at fault.
- the excess on your policy - that is an amount of money you may have to pay as a contribution before the standard policy will pay out;
- legal and specialist advice fees - these may not be covered on many standard policies;
- emergency tradesmen's fees;
- a loss of earnings.
What are your 'support services'?
If you're in the middle of either a problem or a claim after a problem, the last thing you'll need is hassle, numerous phone calls and even arguments with the many of the parties that may be involved in sorting it out. That's where we come in!
We have a very experienced team of claim handlers that can remove all of that stress and responsibility from you. We can also call upon a great team of legal advisors that can progress your interests speedily and effectively.
We also offer:
- A dedicated call handling service available 24 x 7 x 365 - 01943 466463
- A 'first response unit' that can be called at the very outset of a problem and handle things from there.
What are the next steps?
This has been a very quick overview of uninsured loss recovery insurance and a brief sample of the services we can offer. Why not take a few seconds to browse through our web site in a little more detail to find out more about some of the things we've outlined above?
For immediate cover please call 01943 850999
Existing policyholders please call 01943 466463 to report a claim