What may be included in campervan breakdown insurance
Owning your own campervan provides you with the chance of taking to the roads and enjoying a break whenever you want. However just as with any vehicle, there is the chance that your campervan may breakdown. If you have campervan breakdown insurance behind you however, there is peace of mind and help just a phone call away. So what may be included in a typical campervan breakdown cover policy?
Here are just a few of the many benefits that may be found in your breakdown insurance. However, it is important to check the key facts of any policy you may be thinking of taking out to find out the full extent of benefits and limitations. That way you can rest assured that you have cover that truly meets your needs.
- Roadside assistance is typically found as part of campervan breakdown cover. This means that if you were to experience a vehicle break down when away from home, help is just a phone call away. A recovery team comes out and tries to repair your campervan so that you are able to continue on your journey. Generally, you need to be a certain amount of miles away from your home;
- If the recovery team are unable to repair your campervan at the side of the road the insurance may pay to have your vehicle towed for up to so many miles (such as ten miles);
- You may want to check in your breakdown cover to find out if you are able to call out recovery if your campervan breaks down at your home. This may be called ‘Doorstep’ recovery;
- If you were to breakdown and your campervan cannot be repaired at the roadside and needs to be towed for repairs, your campervan breakdown cover may provide you with a replacement vehicle for up to so many days;
- Vehicle recovery in your breakdown insurance may include recovery of the vehicle and up to so many of the vehicles passengers (for example, eight passengers) to a single UK destination;
- If you breakdown and need to get a message to someone urgently the policy may include message relay;
- If you have taken out European campervan breakdown insurance and your vehicle breakdowns whilst in Europe, the insurance provider may pay to bring your campervan back to the UK.
When taking out campervan breakdown cover generally you have to decide if you just want insurance for within the UK alone or if you need European cover. The majority of insurance providers offer campervan breakdown insurance for both but if you want cover for Europe, the policy generally costs a little more in premiums.
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