Comprehensive Home Emergency Cover for only £55.00 a year

Get protection from a wide range of unexpected emergencies that can affect your home. We cover burst pipes, blocked drains, heating system, drainage, electrical wiring, property security, roofing, pests and more. £1000 of cover for an unbelievably low price.

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Home Emergency
Accommodation In the event that your property is uninhabitable overnight, £100 is included for alternative accommodation and/or transport to such accommodation.
Pests Including Brown rats, black rats, house mice, field mice, squirrels, wasps' & hornets' nests in the main dwelling.
Roofing Sudden and unforseen roofing problems such as leaks or tiles blown off during bad weather.
Gas or Electricity Complete failure within the property of your Gas or Electricity.
Toilet Waste Pipe Blockages
Locks, Doors & Windows Permanent and irreplacable loss of all keys (not including outbuildings). Broken or damaged windows and doors which present a security risk.
Central Heating or Boiler Failure
Hot Water Failure
Plumbing Covers problems related to leaking pipes, blocked drains or leaking radiators and blockages in toilet waste pipes.

Benefits of our five star cover:

Exclusions or Limitations

There are some situations which are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

  • Any boiler that has not been serviced in line with manufacturers recommendation
  • Boilers over 15 years old
  • The policy contributes £250 where boilers are between 5 and 15 years old and beyond economical repair, or the full policy limit if the boiler is under this age.
  • Any emergency in a property that has been unoccupied for more than 30 consecutive days
  • No cover for the first 14 days
  • Properties rented out
  • No more than 3 claims in a 12 month period

Protect yourself from unexpected home repair bills!

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Your Details

Policy Details

Insurance Premium £55.00
(Inc. 12% IPT)

Terms of Business   Policy Wording

Home Emergency IPID

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