Legal expense cover is there to protect you. Without it you are looking to recovery your out of pocket expenses, injury compensation etc. yourself, good luck!
With legal cover in place, you will have a specialist solicitor and their fees associated with making your claim – often amounting to more than you’d think are covered up to £100,000. Legal expenses cover can also protect you if you cause an accident and the other driver decides to sue you. Just be aware that this might not be the case if the other driver isn’t insured or the claim is covered by another policy.
The idea of taking legal action following an accident might seem like a step too far. But if you sustain injuries from an accident that isn’t your fault, you might be left with life changing injuries, out of pocket expense that could add up to £1,000’s, examples below:
Cost of treatment to aid recovery