Monthly Payments Confirmation
You have opted to pay your insurance premium/s by monthly Direct Debit. Please be aware that using premium finance will be more expensive compared to paying for your policy in full.
Please note that this monthly Direct Debit facility is provided by Close Brothers Limited T/A Close Brothers Premium Finance (‘Close Brothers Premium Finance’). You are applying for a running account credit agreement with Close Brothers Premium Finance to pay your insurance premiums. The credit is not suitable for any other use.
Any request for future drawings on the agreement should be made through us.
In the event that you have any questions in relation to the credit being provided by Close Brothers Premium Finance, please contact us on 0870 990 7967. Please do bear in mind that your credit application must be completed via this website and cannot be completed by telephone.
Would you like to set up your monthly finance payments now?
Setting up the payment
Can you confirm you hold a UK Bank or Building Society account in your name which allows Direct Debits?
Your Direct Debit Details
Direct Debits can now be set up online. All the normal Direct Debit safeguards and guarantees apply.
Is the account that is to be debited in your name and are you the only person required to authorise debits?
If your application is accepted, Close Brothers Premium Finance will send you by post the information you need before signing up to the credit agreement. You will be sent a copy of the credit agreement which you must sign and return to Close Brothers Premium Finance at the address provided.
In future if there is a change to the date, amount or frequency of your Direct Debit, Close Brothers Premium Finance will always notify you 2 working days (a working day being any day other than a Saturday, Sunday or public holiday in England) in advance of your account being debited. In the event of any error, you are entitled to an immediate refund from your bank or building society. You have the right to cancel the Direct Debit Instruction at any time, and this guarantee is offered by all the banks and building societies that take part in the Direct Debit Guarantee. A copy of the safeguards under this guarantee will be sent to you with Close Brothers Premium Finance’s confirmation letter.
Please note that under the terms of the credit agreement, you must pay each minimum monthly repayment by Direct Debit.
Thank you very much for your Direct Debit Instruction details. Here is the Direct Debit Guarantee for your information.
Please correctly complete all fields highlighted in red adhering to our terms of business.
This is a non advised sale which means we offer no advice or any recommendations for our products. It is your responsibility to understand what you are buying. We provide you with the information you need to make an informed choice regarding whether our product meets with your requirements and it is your decision to purchase this product.
IMPORTANT - Unless any agreement to the contrary is reached between us, this contract is subject to English law and all communications will be in English.
MATERIAL FACTS DEFINITION - Material facts are those that are likely to influence an insurer in the acceptance of this proposal and it is essential that you should disclose them. If you are in doubt as to whether a fact is material then, for your own protection, you should disclose it since failure to do so could affect the operation of your policy.
YOUR DUTY OF DISCLOSURE - You must take reasonable care not to make a misrepresentation to the insurer. This means that all the answers you give and statements you make as part of your insurance application, including at renewal and when an amendment to your policy is required, should be honest and accurate. If you deliberately or carelessly misinform the insurers, this could mean that part of or all of a claim may not be paid.
Your duty of fair presentation applies at the start of the policy, at renewal and when any variation of the policy is arranged. If you fail to make a fair presentation, the insurer may refuse to pay your claim or reduce the settlement amount, depending on the circumstances.
Frank Pickles Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority.
Your documents will be emailed to you shortly; please take the time to read everything and advise us immediately if any information is incorrect or needs amending. We also recommend that you familiarise yourself with the claims procedure and contact numbers detailed in the policy wording.
It is our intention to provide a high level of service at all times. If you do have reason to make a complaint about our service you should contact us immediately. Our complaints procedure is detailed in our terms of business and you may be entitled to refer the matter to the Financial Ombudsman Service.
I have read and agree the statements above
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